As the Spring Festival approaches, it is also a peak period for illegal activities, with numerous cases of money laundering and dazzling financial fraud methods. In order to enhance everyone's awareness of financial risk prevention and ensure the safety of their own and their family's funds and property, below, we will take you to learn about various financial fraud traps to avoid falling into the trap of criminals.
1、 Returning home for reunion is prone to "ticket fraud"
Criminal tactic:Criminals generally use "low price, discount" as keyword identifiers to induce netizens to click on illegal phishing websites, and then use fake ticketing websites to trick them into entering bank card numbers and passwords, stealing card deposits.. Or create fake online booking company websites, publish false information such as booking air and train tickets, and lure victims into falling for them with lower ticket prices. Subsequently, the victim was asked to make another remittance using reasons such as "incomplete identity information", "frozen account", and "unsuccessful ticket booking" to commit fraud.
Anti fraud guide: Be sure to use legitimate channels
Purchasing train tickets requires real name registration. Blindly trusting scalpers to steal tickets not only delays travel, but also leaks personal information. Be sure to purchase train tickets and plane tickets through "12306", airline official websites, and some large formal ticketing channels. Do not search for ticketing websites or easily trust WeChat, Weibo, QQ groups, and other ticketing information. Generally, phishing websites actively send messages to users' phones in the form of push notifications, so please be cautious when clicking on messages with network links. The customer service personnel of the railway department will not call you to ask for a verification code, nor will they induce you to make relevant transfer operations, and any behavior that demands payment of money under the pretext of "deposit" is fraud.
2、 Renting and lending identity documents
Criminal method:If a large amount of funds is deposited into a bank at once, it will inevitably violate the transaction reporting system. Therefore, in order to avoid the relevant system, criminals often divide the black money into several parts before depositing it into the bank.. Usually, the "benefit fee" is used to lure others into renting their identity documents, and after obtaining their identity information, they open an account at a bank for money laundering activities, or borrow someone else's bank account to create a fund flow, ask others to help withdraw it, and pay their "hard work fee".
Anti fraud guide: Do not rent or lend
Be sure to protect your documents and accounts. In addition to not renting or lending them out, you should also promptly cancel your infrequently used accounts. If you find that there are suddenly large or frequent transactions on your account, and these transactions are not your own, you must report to the bank and anti money laundering financial regulatory authorities and cooperate with the investigation.
3、 Rent payment code for money
Criminal method:Gambling websites can easily have their own payment accounts checked and blocked. In order to reduce risks and evade crackdown, they use the running point platform to rent personal payment QR codes and package the platform as a daily earning project by offering commission rewards to users.. The essence of the benchmarking platform is to use users' payment codes to help gambling websites collect payments and launder money.
Fraud Prevention Guide: Avoid becoming an accomplice to criminals
Do not rent, lend, or sell your payment account or QR code to avoid being involved in money laundering and becoming an accomplice to criminals. Participating in the distribution platform to assist in transferring gambling and fraud funds not only seriously affects the security of user accounts, but also constitutes illegal behavior.
4、 Fake transactions and money laundering in online games
Criminal method:During the Chinese New Year, people have a high demand for entertainment, making it a high-risk period for fraud and money laundering criminals to exploit.. Criminals induce online gaming groups to conduct transactions on fake game trading platforms by posting advertisements for buying and selling game equipment and game accounts on social media platforms, and make them pay various fees in the names of "registration fees," "deposits," "unfreezing fees," etc. After paying a large amount of fees, they only realize that they have been blacklisted by the other party when they contact them again.
Anti fraud guide: Operate through legitimate websites
When recharging or buying and selling accounts in online games, scammers will lure you to conduct transactions within the false links provided by the other party under the pretext of low-priced recharge and high price recovery. Buying and selling game coins and game cards, please operate through legitimate websites. All private transactions carry the risk of being scammed!
5、 False investment and wealth management money laundering
Criminal method:Criminals use online platforms to publish investment and wealth management information such as stocks, foreign exchange, futures, virtual currencies, etc., using lies such as "insider information" and "lucrative returns" to induce others to invest on the false websites and apps they provide, and then defraud money..
Anti fraud guide: Identify legitimate channels
For investment and financial management, please look for legitimate channels such as banks, securities companies, and fund companies. Do not blindly believe in so-called "insider", "stock trading experts", and "investment mentors"!
6、 Pretending to be a friend or family fraud
Criminal method:Criminals usually choose to log in to others' WeChat or QQ accounts through illegal channels late at night or early in the morning, falsely claiming that their family members are seriously ill or in emergency situations, and borrow money from "friends"..
Anti fraud guide: Verify and confirm before operation
If family and friends request to transfer money or borrow money through online chat channels, be sure to be vigilant and verify and confirm through phone or in person before proceeding with the operation. At the same time, check if you have recently logged in from another location on WeChat and QQ, and do not blindly trust others.
